FAQ
FAQs for Investors
Ark Capital offers a range of investment opportunities, including real estate, private equity and debt investments. Our focus is on high-growth sectors and investments with strong potential for returns.
Ark does not provide personal advice and recommends that investors receive their own legal and financial advice before investing.
The minimum investment amount varies depending on the specific opportunity. Typically, our minimum investment starts at $50,000. Specific details can be provided during your consultation with our investment team.
Returns vary depending on the type of investment and market conditions. Historically, our portfolio has delivered competitive returns, however, it’s important to remember that all investments carry risks, and past performance is not indicative of future results.
We employ a rigorous due diligence process, including thorough market analysis, risk assessment and continuous monitoring of investments. Our experienced team works diligently to mitigate risks and protect investor capital.
Investors receive monthly statements detailing the performance of their investments. Additionally, we provide annual summaries and keep investors informed of market trends and portfolio updates as the investment progresses.
All our investments have specific conditions for withdrawal of investment funds as outlined in the relevant Information Memorandum. Redemption options depend on the specific investment agreement. For example, the Bedrock Fund has a 6 month lock-in period while facilities under the Wholesale Fund typically have a minimum loan term of 12 months.
Fees vary depending on the investment type but generally include management fees and cost recoveries. Detailed fee structures are provided during the investment consultation process.
All returns offered to investors are net of fees and without deduction
Yes, Ark Capital is regulated by the Australian Securities and Investments Commission (ASIC) and the holder of Australian Financial Services Licence (AFSL 476209). We adhere to strict regulatory standards to ensure our compliance with regulatory requirements in our investment activities.
You can contact us via phone, email, or through our website’s contact form. Our team is available to answer any questions and provide support throughout your investment journey.
A Wholesale client refers to the meaning given in Section 761G of the Corporations Act 2001 (Cth). For investments less than $500,000, investors will need to provide an Accountant’s certificate issued by a qualified Accountant. Upon reviewing the Applicant’s financial position, the Accountant will certify that the investor can demonstrate either:
– Net assets of at least $2.5million; or
– A gross income for each of the last two financial years of at least $250,000 a year
FAQs for Borrowers
To apply for a loan, you can start by submitting an inquiry through our website and contacting us directly. We’ll guide you through the application process, including required documentation and eligibility criteria.
Eligibility criteria vary based on the type of loan. Generally, we consider factors such as credit history, business financials, investment feasibility and collateral. Detailed criteria will be discussed during the initial consultation.
The loan approval process involves an initial consultation, submission of required documents and a thorough review by our underwriting team. The timeline for approval can vary but typically ranges from 2 to 4 weeks.
Interest rates and repayment terms depend on the specific loan product and borrower profile. We offer competitive rates and flexible repayment options tailored to the borrower’s financial situation.
Yes, there are fees such as application fees, origination fees and closing costs. These fees will be clearly outlined during the loan application process and included in the loan agreement.
Early repayment options depend on the terms of your loan agreement. Some loans may have prepayment penalties, while others may not. Please refer to your loan agreement or discuss with you position with us for specifics.
If you miss a payment, it is important to contact us immediately to discuss your situation. Late payments may incur fees and affect your credit rating.
You can reach either our Melbourne or Sydney office via phone on 1300 838 834, email or through our website’s contact form. We are committed to providing excellent service and are available to assist with any questions or concerns regarding your loan.