Ark Wholesale Mortgage Fund

Wholesale Mortgage Fund Australia

Our primary real estate debt fund.

Current weighted average net return

10.92% p.a.

Minimum investment

$50k

Loan-To-Value Ratio

62.90%

Distributions Paid

Monthly

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Established by Ark Capital in 2021, Ark Wholesale Mortgage Fund is a contributory fund that offers wholesale investors and borrowers greater flexibility on loan and investment structures. Booming in growth, it expanded from $40 million in June 2020 to approximately $300 million by December 2024, making it a strong performer in mortgage funds. Investors can choose a range of different residential, industrial and commercial real estate investments specifically in Australian capital cities and major regional locations.


Type & Structure

Contributory Mortgage Fund

Unregistered managed investment scheme

Ark Capital Funds Limited is the Trustee

Investment schemes

Registered Mortgage only

Max First Mortgage LVR of 80%

Targeted returns net of fees of 9.0% p.a. plus

Residential industrial, child care, medical, commercial and retail sectors

Investment & Construction Loans

Focused on major capital cities and regional locations

Investors

Minimum investment of $50,000

Only available to investors who qualify as a ‘wholesale’ investor under the Corporations Act 2001; or invest $500,000


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Ark Capital offers a range of investment opportunities, including real estate, private equity and debt investments. Our focus is on high-growth sectors and investments with strong potential for returns.

Ark does not provide personal advice and recommends that investors receive their own legal and financial advice before investing.

The minimum investment amount varies depending on the specific opportunity. Typically, our minimum investment starts at $50,000. Specific details can be provided during your consultation with our investment team.

Returns vary depending on the type of investment and market conditions. Historically, our portfolio has delivered competitive returns, however, it’s important to remember that all investments carry risks, and past performance is not indicative of future results.

We employ a rigorous due diligence process, including thorough market analysis, risk assessment and continuous monitoring of investments. Our experienced team works diligently to mitigate risks and protect investor capital.

Investors receive monthly statements detailing the performance of their investments. Additionally, we provide annual summaries and keep investors informed of market trends and portfolio updates as the investment progresses.

All our investments have specific conditions for withdrawal of investment funds as outlined in the relevant Information Memorandum. Redemption options depend on the specific investment agreement. For example, the Bedrock Fund has a 6 month lock-in period while facilities under the Wholesale Fund typically have a minimum loan term of 12 months.

Fees vary depending on the investment type but generally include management fees and cost recoveries. Detailed fee structures are provided during the investment consultation process.

All returns offered to investors are net of fees and without deduction

Yes, Ark Capital is regulated by the Australian Securities and Investments Commission (ASIC) and the holder of Australian Financial Services Licence (AFSL 476209).  We adhere to strict regulatory standards to ensure our compliance with regulatory requirements in our investment activities.

You can contact us via phone, email, or through our website’s contact form. Our team is available to answer any questions and provide support throughout your investment journey.

A Wholesale client refers to the meaning given in Section 761G of the Corporations Act 2001 (Cth).  For investments less than $500,000, investors will need to provide an Accountant’s certificate issued by a qualified Accountant.  Upon reviewing the Applicant’s financial position, the Accountant will certify that the investor can demonstrate either:

– Net assets of at least $2.5million; or

– A gross income for each of the last two financial years of at least $250,000 a year

For strong net returns and flexible loan structures, invest in Ark Wholesale

Get in touch with the Ark Capital team today to learn more about our high-performing signature fund.


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