Cornerstone First
Mortgage Fund
Current return to investors
8.71% p.a.
Minimum investment
$50k
Distributions Paid
Monthly
Loan-To-Value Ratio
64.9%
Cornerstone is designed to provide investors with access to Ark Capital’s private credit strategy through a diversified, income-focused portfolio backed by real assets. Built on the same disciplined investment approach that underpins our institutional funds, Cornerstone offers exposure to carefully selected first mortgage opportunities across residential and commercial real estate. Accessible private credit. Institutional discipline.
Type & Structure
Pooled Diversified Mortgage Fund structured as a unit trust
Registered managed investment scheme, available for Retail and Wholesale investors
Responsible Entity: Melbourne Securities Corporation Ltd ACN 160 326 545, AFSL 428289
Custodian: Certane CT Pty Ltd ACN 106 424 088, AFSL 258829
Manager: Ark Capital Funds Management Pty Ltd ACN 604 775 573
Investment schemes
First ranking first mortgage investments only
Target Return RBA Cash Rate +4%
Maximum loan LVR 67%, and maximum avg LVR across the pool of 65%
Distributions paid monthly in cash, or reinvestment available
Investors
Minimum Investment $50,000 and minimum $10,000 additional investment
Monthly redemptions offered with 30 days’ notice after the minimum initial investment term of 6 months.
Management fee: Nil
Management Fees and Managers Cost Recovery up to 0.50% total FUM, paid monthly
This information was prepared by Ark Capital Funds Management Pty Ltd (ACN 649 243 881), who is an authorised representative of MSC Advisory (ACN 607 459 441, AFSL 480649).
* The Fund is issued by Melbourne Securities Corporation Limited (ACN 160 326 545, AFSL 428289), as disclosed in the Product Disclosure Statement (PDS). All information is general information only and does not take into account your personal circumstances, financial situation or needs. Before making a financial decision, you should read the relevant PDS and Target Market Determination (TMD) to consider whether the product is right for you and whether you should obtain advice from a professional financial advisor. Past performance is not indicative of future performance. All investments carry risk. Performance is not guaranteed.
Loans
10
Borrowers
10
Average LVR
64.9%
Average loan maturity
8MO
Loans in arrears
Nil
Prepaid interest loans
100%
Funds under Management
$3.0m
Historical Returns
– August 2026
Investment Sector Mix
– August 2026
Geographic Mix
– August 2026
Loan Type/Purpose
– August 2026
Borrower Exposure
– August 2026
Latest Article
Cornerstone Is Here. A New Chapter for Ark Capital.
Today marks an important milestone for Ark Capital. With Cornerstone now officially launched, we’re offering investors and advisers a new way to access our private real estate credit strategy – reflecting the continued evolution of our business and our commitment to solutions that meet investors’ changing needs.
The Cornerstone Fund is Ark Capital’s newest diversified mortgage fund, investing exclusively in first mortgages, and our first diversified fund available to retail investors.
Cornerstone represents an important milestone for Ark Capital, rounding out our diversified fund offering. Cornerstone will complement our flagship Bedrock fund with 15% of its funds in subordinated investments, and our high-yield Summit fund, investing exclusively in subordinated investments, providing an option for investors seeking the comfort of first-ranking security in their mortgage investing.
You can register to receive updates and announcements as Cornerstone approaches launch or contact our team to learn more.
Cornerstone, like Bedrock and Summit will have access to the large range of Ark Wholesale Fund loans, currently numbering over 50. This enables the Fund Manager to properly diversify the fund from the start, lowering investor’s concentration risk.
Contact Us
If you have questions about investment opportunities with Ark Capital or are seeking a funding solution for your property development, we’d love to speak with you. Simply fill out the contact form below, send us an email or give us a call during business hours.
General Enquiries
(Monday to Friday, 9am to 5pm)
Phone
For Investors
For Borrowers
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Contact Us
If you have questions about investment opportunities with Ark Capital or are seeking a funding solution for your property development, we’d love to speak with you. Simply fill out the contact form below, send us an email or give us a call during business hours.
"*" indicates required fields
General Enquiries
(Monday to Friday, 9am to 5pm)
Phone
Investors
Borrowers
