Built for Referrers.Backed by Experience

We provide fast, flexible and dependable capital solutions for your clients

Partner With Us

When you make an introduction, your reputation is on the line and we take that seriously. At Ark Capital, we bring deep experience, sharp structuring and fast, transparent decisions that give your clients the confidence to move. We don’t just fund deals. We back them with insight, deliver with certainty and keep you in the know, every step of the way.

Total raised

$1.80B

Current Loans

91

Years of operation

11

Ark Capital's Office within Melbourne Australia

Property Investment

Purpose

Business or investment including refinance

LVR

Up to 75%

Asset Class

Commercial, industrial, residential, retail

Loan Size

$3m – $30m

Interest Rate

From 8.75% p.a.

Term

12 – 24 months

Location

Capital cities and most major regional towns

Construction

Purpose

Development finance

LVR

Up to 75% on Gross Revenue (net of GST)

Asset Class

Commercial, industrial, residential, retail

Loan Size

$3m – $50m

Interest Rate

From 9.25% p.a.

Term

12 – 24 months

Location

Capital cities and most major regional towns

Site Finance

Purpose

Acquisition and pre-development

LVR

Up to 75%

Asset Class

Commercial, industrial, residential, retail

Loan Size

$3m – $30m

Interest Rate

From 9.0% p.a.

Term

12 – 18 months

Location

Capital cities and most major regional towns

Flexible conditions including pre sale and debt coverage ratios

Recent Transactions

Pumicestone Rd

A 1.598-hectare residential development site in Caboolture - approximately 50km north of Brisbane.

Learn More

Greenacre GYG

A purpose-built Guzman y Gomez (GYG) drive-through restaurant is proposed on a prominent triple-frontage site in Greenacre,…

Learn More

A 213 land lot development within Gawler, SA

Springwood Gawler East

Springwood is a 1,658-allotment master-planned community in Gawler East, approximately 39km north of the Adelaide CBD, with…

Learn More

Dedicated support andexpert collaboration

Partnering with us means you gain access to a committed team of industry experts who work alongside your client every step of the way. We prioritise clear communication, fast responses and collaborative problem-solving to ensure deals progress smoothly and successfully.

Transparent Processes

No chasing, no guesswork. We keep you informed from first conversation to final approval, with clear communication, realistic timeframes and direct access to decision-makers.

A wide range of fundingoptions

From land acquisition to construction and residual stock, we offer flexible funding solutions between $5M–$50M across all major asset classes, retail, residential, commercial and industrial.

Tailored client solutions

Every borrower and every deal is different. We structure funding solutions to match the complexity of the project and the needs of your client, helping you deliver outcomes with confidence.

Every deal we manage is built on integrity, due diligence, and long-term relationships.

Jonthan McGrath,Executive Director - Investments

Executive Director - Investments - Jonathan McGrath

Submit your client’s needs.

Provide us with the key details of your client’s project and funding requirements. Whether it’s land acquisition, construction or residual stock, our easy submission process captures everything needed to get started quickly.

Collaborate with our experts.

Work directly with our experienced team who will assess your client’s situation, tailor funding options and guide you through the documentation. We prioritise open communication and timely advice to keep things moving smoothly.

Secure funding quickly.

Once approved, we facilitate fast access to funds so your client can proceed confidently. Our efficient process minimises delays and removes unnecessary roadblocks, helping close deals faster.


Tools to helpyou succeed

Ark Capital's Deal Flow and Insights deck

Get in touch

Ready to take yourbusiness further?

If you have questions about investment opportunities with Ark Capital or are seeking a funding solution for your property development, we’d love to speak with you. Simply fill out the contact form below, send us an email or give us a call during business hours.

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Executive Director - Investments - Jonathan McGrath

Jonathan McGrath

Executive Director – Investments

Contact
Justin Reidy - State Director - Queensland

Justin Reidy

State Director – Queensland

Contact
Interest rates for development finance loans vary depending on a number of factors including the project size, risk profile,  project location and other deal factors. At Ark Capital, rates are tailored to each deal and tested against the market, ensuring they remain competitive within the private lending market.

Loans vary depending on location, asset type, and pre-sales, this ensures the right balance between leverage and security. Ark is however able to lend up to 75% of an acceptable valuation for many projects.

Ark Capital aims to keep fees simple and to a minimum , these fees are generally limited to an establishment fee and a line fee. The borrower is also responsible for the legal fees, charged at cost. Ark Capital provides a transparent breakdown upfront, so developers can clearly understand the total cost of borrowing before proceeding.

Pre-sale requirements are impacted by a number of factors including project type and stage, project location, the developer. Our team assesses each development individually to determine the right pre-sale level. Ark Capital is able to provide funding with minimal presales in many cases for the right project.

Loan terms vary greatly between projects and there is no typical loan term, Ark can provide loan funds with terms as short as 3 months and generally up to 36 months. Every loan from Ark Capital is tailored to suit each project having due regard for the development type, size and forecast program.

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